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Your friendly financial coach

Wealth guidance that meets you where you are.

We bring the same level of care and strategy used by the ultra-wealthy — to everyday people. College grads, growing families, and retirees deserve a real financial plan too.

Sample financial snapshot
$284,500
Net worth · everyday household · age 34
Retirement accounts48%
Home equity35%
Savings & investments17%
No commissions ever
Built for everyday people
Evenings & weekends
Virtual & in-person
Disclosure: Common Ground Wealth provides financial education and coaching only. We are not a registered investment adviser or a CPA, and we do not prepare or file tax returns. Nothing on this site constitutes personalized investment advice, a solicitation, or a recommendation to buy or sell any security.

What we offer

Every corner of your financial life, covered

From your first budget to your retirement plan — we meet you wherever you are and help you build from there.

Budgeting & expenses

Build a budget that actually works. We track where your money goes and find room to breathe, save, and grow.

Financial planning

Debt strategy, savings goals, and a full plan built around your actual life — not a one-size-fits-all template.

Risk & diversification education

We help you understand your risk tolerance and the principles behind diversification so you can invest with confidence.

Education only

Retirement planning

401(k), Roth, Social Security timing, withdrawal strategy — a real path to retirement you can live on.

Net worth tracking

We map every asset and liability so you always know where you stand — and where you're headed.

Life transitions

First job, new baby, marriage, divorce, inheritance — big changes deserve a fresh financial look.

Tax guidance

Year-round education on tax-smart strategies — deductions, account types, and timing. We don't prepare or file returns.

Ongoing coaching

Monthly check-ins and message support so you're never left guessing between sessions.

A note on investing: we teach you how to think about risk tolerance, diversification, and low-cost investing principles so you can make confident decisions. We don't recommend specific securities or manage your money — for that, we'll always point you to the right licensed resource.

Simple, honest pricing

No hidden fees. No upsells. Just clear packages built around what you actually need. Start with a free call — no obligation, ever.

"No dumb questions, ever."
Written recap after every session
We track your progress over time
We celebrate every milestone with you
Intro call
Free
Let's see if we're a good fit — no pressure, no pitch.
30-minute call, virtual or in-person
You share your situation
We share how we work
No financial advice given
Book a free call ↗
🌱
Starter session
$175
One deep dive when you're ready to get serious.
90-minute session, 1-on-1
Financial snapshot tool review
Top 3 priorities identified
Basic budget review
Written recap & action plan emailed to you
Get started ↗
🌳
Full Ground plan
$200 / month
Your personal financial coach, for the long haul.
1 x 45-min strategy call
Email support, 48hr response (Tue–Thu)
Up to 2 document reviews
Quarterly snapshot refresh
Annual full plan review
Goal tracking — see your progress over time
Recap email after every call
Cancel anytime, no contract
Learn more ↗

Good to know

No commissions or product sales — ever
Message responses within 48 hrs, Tue–Thu
Sessions available evenings & weekends
Full Ground plan can be cancelled anytime
Virtual or in-person sessions available
Every session ends with a written recap
Disclosure: Common Ground Wealth provides financial education and coaching only. We are not a registered investment adviser or a CPA, and we do not prepare or file tax returns. Nothing on this site or in any session constitutes personalized investment advice, a recommendation to buy or sell any security, portfolio management, or tax preparation services. Discussions of risk tolerance, diversification, and investing or tax principles are educational in nature. For investment management or specific securities recommendations, please consult a licensed, registered investment adviser; for tax preparation or filing, please consult a licensed CPA or tax professional.

Getting started form

Before any paid session, this helps me understand your full financial picture so we make the most of our time together. Takes about 10 minutes — everything is confidential.

The ultra-wealthy have always had access to great financial guidance. Everyone else deserves it too.

We spend our days working inside a world most people never see — managing complex financial strategies for ultra-high-net-worth families. The level of care, planning, and proactive thinking that goes into that work is extraordinary.

And it made us wonder: why doesn't everyone get this? A college grad with their first paycheck, a family trying to buy their first home, a retiree worried about outliving their savings — they all deserve the same thoughtful guidance.

That's why we started Common Ground Wealth. No jargon. No pressure. Just a friendly financial coach sitting across the table from you — like a conversation over coffee with a friend who happens to know a lot about money.

Who we work with
College grads
First job, first budget, first real financial plan
Growing families
Homes, kids, debt, and building real wealth
Pre-retirees
Making sure the money lasts as long as you do
Anyone ready
To stop guessing and start planning with confidence

How it works

Simple, warm, no pressure

01

Free intro call

30 minutes over coffee — virtual or in person. We talk through where you are and where you want to go.

02

Your financial snapshot

Use our free tool to map your full picture — net worth, budget, debt, retirement outlook, and more.

03

Your personalized plan

We review everything together and build a clear, actionable plan tailored to your life and goals.

04

Grow together

Ongoing check-ins, life changes — we're with you for the long haul, not just one session.

Your complete picture in minutes

Fill in what you know. We'll calculate your net worth, cash flow, capital sufficiency, and generate a downloadable spreadsheet — no sign-up needed.

Monthly income
Used for tax & savings rate estimates
Step 1 of 5
Cash & savings
Investments & retirement
Property & other
Step 2 of 5
Secured debt
Unsecured debt
Step 3 of 5
Monthly living expenses
Monthly savings & investments
Step 4 of 5
Retirement details
We suggest 5–7% for long-term planning
Check ssa.gov for your estimate
Step 5 of 5
Talk to a coach →

This snapshot is for educational purposes only and does not constitute financial advice. Numbers are estimates based on the information you provided. Common Ground Wealth is not a registered investment adviser.

Quick intro form

Fill this out before booking your free call — takes about 2 minutes and helps make our conversation as useful as possible.

Your financial journey starts with a conversation.

A free 30-minute call — no commitment, no pitch, no jargon. Just an honest conversation over coffee about where you are and where you want to be.

Book your free call ↗
Free 30-min intro call
hello@commongroundwealth.com
Evenings & weekends available
Virtual & in-person sessions